When applying for a loan, you will need to produce the following documents:
· Clear copies of photo ID and social security card
· Most recent 3 months of personal bank statements from each account – all pages
· Most recent statements for all asset accounts – 401(k), stock, etc.
· Thirty days worth of paycheck stubs
· Last two years complete tax returns (all schedules and W-2s)
· Current lease agreement for primary residence (if currently renting)
· Existing lien’s note, deed of trust, and settlement statement (if currently own primary residence)
· Homeowner’s insurance agent's contact information
Other documents may be needed depending on the individual loan
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